Elmhurst Energy would like to introduce Elmhurst Risk Solutions, our trusted insurance partner who provide enhanced insurance cover for Elmhurst accredited members.
What are members already covered for?
Elmhurst Energy's insurance policy currently provides free Professional Indemnity (PI) and Public Liability (PL) cover up to the value of £10 million. This policy covers the activities of Elmhurst accredited members for the production of Energy Certificates and reports from other related disciplines.
However, additional activities commonly undertaken by energy assessors such as offering advice (non-verbal, binding), providing explanations, and also giving guidance to property owners, is not covered by this policy. These activities are crucial for energy assessors who want to deliver a full energy assessment and advice service to their clients.
With enhanced PI cover from Elmhurst Risk Solutions, Elmhurst members will have the appropriate cover to undertake the following activities:
✔ Energy assessment using the methodology for which the assessor is accredited, but where the reports are not submitted to Elmhurst
✔ Production of ad hoc reports to demonstrate the viability of energy saving improvements
✔ Floor plan diagrams for use by the agent in promoting the property for sale or rent
✔ Photographs for use by the agent in promoting the property for sale or rent
✔ Energy saving actions that the occupants can do for themselves
✔ Explanation of the energy assessment methodology
✔ Referring building owners to the government endorsed list of approved installers that are able to deliver the recommended measure
✔ Advice on energy efficiency legislation that impacts on building owners (e.g. minimum energy efficiency regulations) and how to meet them or to claim exemption
✔ Offering advice to achieve building regulatory compliance
✔ Calculations to establish a building's energy performance such as:
> Psi-value > U-Values > Water use calculations > Over heating calculations
If you would like to find out more information about the covers available through Elmhurst Risk Solutions, please select any of the icons below:
Elmhurst Risk Solutions is a trading style of Anthony James Insurance Brokers ltd which is authorised and regulated by the Financial Conduct Authority, Firm Reference Number 831498. All insurance products supplied under the Elmhurst Risk Solutions brand are underwritten by Hiscox Limited for which their separate terms and conditions apply.